River City Finance strives to educate customers about their credit and ways to improve their credit rating. Please use the menu to the right to find information regarding the Fair Credit Reporting Act, TransUnion, how we use your credit report, and much more.
We are an Equal Housing Lender. We do business in Accordance with Federal Fair Lending Laws. Under the Federal Fair Housing Act, it is ILLEGAL, on the basis of race, color, national origin, religion, sex, handicap or familial status (having children under the age of 18), to:
*Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling; or
*Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.
If you believe you have been discriminated against, you should send a complaint to:
Assistant Secretary for Fair Housing and Equal Opportunity, Dept of Housing & Urban Development, Washington, D.C., 20410
Director, Consumer Affairs, Office of Thrift Supervision, Washington, D.C., 20552.
UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:
*On basis of race, color, national origin, religion, sex, marital status, or age;
*Because income is from public assistance; or
*Because a right has been exercised under the Consumer Credit Protection Act.
FECOA Learn about your rights as a consumer.
Your Credit Report Learn how to obtain a FREE copy of your credit report.
TransUnion Learn how to contact TransUnion and report mistakes on your report.