PLEASE NOTE THAT WE ARE NOT ASSOCIATED WITH ANY OTHER
RIVER CITY FINANCE. WE HAVE BEEN MADE AWARE OF ESTABLISHMENTS
LOCATED IN SAN ANTONIO, TX AND ARKANSAS WITH THE SAME NAME.
WE ARE AN INDEPENDENT OFFICE AND CANNOT GIVE YOU ANY
INFORMATION REGARDING THEIR OFFICES OR THEIR LOANS.
River City Finance was established March 1, 2000. It is located at 3317 Frederica St, Suite 11, Owensboro, Ky, 42301. The phone number is (270) 686-3002, and the fax is (270) 686-3005.
River City Finance was designed to help applicants with bad credit, bankruptcies, medical collections, etc., reestablish their credit with personal loans from $500 to $15,000. Want to know if you qualify before applying? Take at look at some of our prequalifications below:
- ALL TERMS ARE BETWEEN 12 AND 37 MONTHS.
- LOANS OF $1000 OR MORE MAY REQUIRE A VEHICLE WITH A CLEAR TITLE AS COLLATERAL.
- LOANS LESS THAN $1000 MAY REQUIRE PERSONAL PROPERTY AS COLLATERAL.
- APPLICANT MUST BE AT CURRENT RESIDENCE FOR MINIMUM OF 6 MONTHS.
- APPLICANT MUST BE AT CURRENT EMPLOYMENT FOR MINIMUM OF 6 MONTHS.
- ALL VEHICLES USED FOR COLLATERAL MUST BE NO OLDER THAN 15 YEARS AND CARRY INSURANCE.
- ANY INCOME PROVIDED MUST BE ACCOMPANIED BY CURRENT PAYSTUBS OR 10-99 FORMS.
- VALID ADDRESS, PHONE NUMBER, AND STATE I.D. IN SERVICE AREAS REQUIRED.
- DEBT TO INCOME RATIO MUST BE LESS THAN 50%.
Sometimes applicants may not fit all prequalifying criteria on their own, but may qualify with a co-maker. Co-makers must meet the following extra criteria:
- CO-MAKERS MUST BE IMMEDIATE FAMILY MEMBERS.
- CO-MAKERS MUST BE A HOME OWNER.
- CO-MAKERS MUST BE AT SAME EMPLOYER FOR MINIMUM OF 3 YEARS.
- CO-MAKERS MUST ALSO QUALIFY FOR LOAN.
At River City Finance, you are more than JUST another customer!
*All terms and conditions subject to approval and may change at any time without notice.
What's your credit like?
All U.S. citizens are allowed to pull their credit history from all 3 credit bureaus for free without affecting their credit score once every 12 months. This should be done to monitor for credit fraud, misreporting, or other possible errors. For more information, go to:
River City Finance reports monthly to TransUnion current ratings on all open loans. For more information about credit reporting, please contact us at (270) 686-3002. If you feel your account with River City Finance has been reported incorrectly, please send in writing a detailed description of the correction that needs to be made to:
River City Finance
3317 Frederica St, Ste 11
Owensboro, KY 42301