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FECOA

The Federal Equal Credit Opportunity Act (FECOA) prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.  The Federal Agency that administers compliance with the FECOA is:

Equal Credit Opportunity, Federal Trade Commission, Washington, D.C., 20580.

 

For more information about credit reports and your rights as a consumer, visit the Federal Reserve Board's website at www.federalreserve.gov, or the Federal Trade Commission's website at www.ftc.gov.

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